TAPU Transfer in Turkey: Step-by-Step Guide for Foreign Buyers

Buying property in Turkey is an exciting journey, but the final step—the TAPU (title deed) transfer—can feel daunting, especially for foreign buyers. This guide breaks down every stage of the process, from securing your Foreign Exchange Purchase Certificate (DAB) to walking out of the Land Registry Office with your red deed. We also go beyond the transfer with a post-purchase checklist to ensure you’re fully compliant with Turkish law.

What Is TAPU and Why Does It Matter?

TAPU is the official Turkish title deed that proves property ownership. There are two types: red TAPU for residential and commercial properties, and blue TAPU for land. As a foreign buyer, you’ll most likely receive a red TAPU. The transfer process is regulated by the General Directorate of Land Registry and Cadastre and involves several mandatory steps designed to protect both parties. For more on property types, see our guide to Turkish property types.

Step 1: Obtain a Foreign Exchange Purchase Certificate (DAB)

Before you can transfer the TAPU, you must prove that the purchase funds were brought into Turkey legally. This is done via a DAB (Foreign Exchange Purchase Certificate). Visit a Turkish bank and convert your foreign currency to Turkish Lira. The bank will issue a DAB certificate showing the amount and exchange rate. This certificate must match the declared purchase price on the TAPU. If you’re applying for residency (minimum $200,000) or citizenship ($400,000), the DAB amount must meet those thresholds. Learn more about residency via property.

Tip: Keep the DAB safe—you’ll need it at the Land Registry Office.

Step 2: Secure an SPK-Licensed Property Valuation Report

Turkish law requires foreign buyers to obtain a valuation report from a company licensed by the Capital Markets Board (SPK). This report determines the market value of the property and is used to verify that the declared purchase price is not artificially low. The valuation typically takes 1–3 days and costs around 1,000–2,000 TL depending on the property size and location. For a list of approved valuers, check our SPK valuation directory.

Step 3: Purchase Compulsory Earthquake Insurance (DASK)

Before the TAPU can be issued, you must have a valid DASK (Compulsory Earthquake Insurance) policy. This is a legal requirement for all property owners in Turkey. The annual premium is based on the property’s size and location. You can purchase DASK online or through any insurance agent. The policy number will be recorded in the Land Registry system. Compare DASK providers on our DASK insurance page.

Step 4: Prepare Your Documents

Gather the following documents for the transfer:

• Valid passport (original and notarised Turkish translation)
• Two biometric passport photos
• DAB certificate from the bank
• SPK valuation report
• DASK policy document
• Tax identification number (Vergi Kimlik Numarası)
• Proof of address (e.g., utility bill or bank statement)
• If buying remotely: a notarised Power of Attorney (POA) with specific clauses for property purchase

All foreign-language documents must be translated by a sworn translator and notarised. See our full document checklist for details.

Step 5: Apply via WebTapu and Use TapuTakas for Payment

The Land Registry Office uses the WebTapu system for online applications. Your real estate agent or lawyer will submit the application on your behalf. The system generates an appointment date for the final signature.

For secure payment, the TapuTakas escrow system is highly recommended. It holds the purchase funds until the TAPU is transferred, protecting both buyer and seller. The service charges a small commission (typically 0.15% of the transaction amount). Learn how TapuTakas works in our escrow guide.

Step 6: Attend the Land Registry Office Appointment

On the appointed day, you (or your POA holder) must be present at the Land Registry Office. If you don’t speak Turkish, a sworn translator is legally required. The translator will read the deed aloud and confirm your understanding. You’ll sign the TAPU, and the deed is officially registered in your name. The entire process takes about 30–60 minutes. For tips on the appointment, read our appointment guide.

Step 7: Pay the Title Deed Transfer Tax

The transfer tax is 4% of the declared purchase price (2% from buyer, 2% from seller). In practice, it’s often negotiated that the buyer pays the full 4%. This tax must be paid before the TAPU is issued. You can pay at the tax office or via online banking. For more on taxes, see our property tax overview.

Post-TAPU Checklist: What to Do After You Get Your Deed

Congratulations! But your responsibilities don’t end there. Here’s what you need to do next:

• Register with the municipality: Visit the local belediye to register the property for annual property taxes (emlak vergisi). This must be done within 30 days.
• Transfer utility subscriptions: Change the electricity, water, and gas accounts into your name. You’ll need your TAPU and tax number.
• Apply for residency (if applicable): If you bought property worth $200,000 or more, you can apply for Turkish residency. The TAPU and DAB are key documents.
• Consider citizenship: For purchases of $400,000+, you may qualify for Turkish citizenship. Ensure your DAB and valuation report align with the declared price. See our citizenship guide.

Common Pitfalls and How to Avoid Them

Discrepancies between DAB, valuation, and declared price: If the valuation report shows a higher value than the declared price, the Land Registry may reject the transfer. Always ensure the declared price matches the valuation and DAB amount.

Missing POA clauses: If buying remotely, your Power of Attorney must explicitly authorise the purchase of a specific property and the signing of the TAPU. Generic POAs are not accepted. Read our POA requirements.

Hidden costs: Budget for notary fees (approx. 500–1,000 TL), sworn translator fees (200–500 TL per hour), and TapuTakas commission (0.15%).

Frequently Asked Questions

Final Thoughts

The TAPU transfer process in Turkey is straightforward when you follow the correct steps. By securing your DAB, valuation report, and DASK early, and using secure payment systems like TapuTakas, you can avoid common pitfalls. Once you have your red deed, don’t forget the post-transfer obligations—registering with the municipality and transferring utilities. For more detailed guidance, explore our complete property buying guide or learn about citizenship by investment. Also check our TAPU cost breakdown and foreign buyer checklist.